Question 1

Which payment apps support scanning this UPI QR code?

Accepted Answer

All NPCI-certified UPI applications in India, including Google Pay, PhonePe, Paytm, BHIM, Cred, Amazon Pay, and all major banking apps (HDFC, ICICI, SBI, Axis).

Question 2

Does PDFly XO charge any transaction fees or hold funds?

Accepted Answer

No. PDFly XO is purely a client-side utility that generates standard upi://pay URI strings. All payments settle directly bank-to-bank between your customer and your VPA account without intermediaries.

Question 3

Can I specify an exact invoice amount?

Accepted Answer

Yes. You can enter an optional amount (in INR) and an invoice note. When scanned, the customer's app will automatically lock in that exact figure.

UPI QR Code Generator: GPay, PhonePe, Paytm & BHIM | PDFly XO